BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Benjamin Rose - ECPv6.15.20//NONSGML v1.0//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-WR-CALNAME:Benjamin Rose
X-ORIGINAL-URL:https://www.benrose.org
X-WR-CALDESC:Events for Benjamin Rose
REFRESH-INTERVAL;VALUE=DURATION:PT1H
X-Robots-Tag:noindex
X-PUBLISHED-TTL:PT1H
BEGIN:VTIMEZONE
TZID:America/New_York
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20240310T070000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20241103T060000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20250309T070000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20251102T060000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20260308T070000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20261101T060000
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20250514T090000
DTEND;TZID=America/New_York:20250514T100000
DTSTAMP:20260421T160154
CREATED:20250409T134651Z
LAST-MODIFIED:20250508T131328Z
UID:10009400-1747213200-1747216800@www.benrose.org
SUMMARY:Virtual Second Wednesday with Benjamin Rose
DESCRIPTION:Join us virtually the second Wednesday of every month from 9 – 10 a.m. to learn more about Benjamin Rose and from President & CEO Orion Bell. Each month we will provide an overview of the programs and services we offer. Second Wednesdays are a great opportunity to network\, learn about Benjamin Rose\, and discover how you can get involved in our work. \n\n\n\nSecond Wednesdays are free to attend\, and all are welcome! Registration is required. For more information\, please call (216) 373-1688.
URL:https://www.benrose.org/event/virtual-second-wednesday-with-benjamin-rose-7/
CATEGORIES:Events & Workshops
ATTACH;FMTTYPE=image/png:https://www.benrose.org/wp-content/uploads/Default-Rose.png
LOCATION:https://www.benrose.org/event/virtual-second-wednesday-with-benjamin-rose-7/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20250512T173000
DTEND;TZID=America/New_York:20250512T193000
DTSTAMP:20260421T160154
CREATED:20250313T194400Z
LAST-MODIFIED:20250422T184441Z
UID:10005697-1747071000-1747078200@www.benrose.org
SUMMARY:Homebuyer Education
DESCRIPTION:REGISTER\n\n\n\n\n\n\n\n \n\n\n\nAre you interested in buying a home but not sure where to start? \n\n\n\nOur FREE HUD-approved homebuyer education class can teach you the important basics of the home buying process.  We will provide you with the knowledge you’ll need to secure an affordable mortgage and buy the right house for you. \n\n\n\nThis course is a four-part series. This registration is for the following days\, from 6-8 PM: \n\n\n\n\nMay 12 (Mon)\n\n\n\nMay 13 (Tues)\n\n\n\nMay 14 (Weds)\n\n\n\nMay 15 (Thurs)\n\n\n\n\nSession One: Budget & Credit\n\n\n\nMay 12 \n\n\n\n\nExamine your money profile\n\n\n\nLearn how to better manage your money through spending plans\, tracking income & expenses\, goal setting and building your savings\n\n\n\nExplore the importance of credit and learn tips to establish and improve your credit\n\n\n\nReview how to avoid and handle identity theft\n\n\n\n\nSession Two: Obtaining a Mortgage Loan & Your Consumer Rights\n\n\n\nMay 13 \n\n\n\n\nLearn how to qualify and get pre-approved for a mortgage loan\n\n\n\nReview affordability and how to determine how much money to spend on buying a home\n\n\n\nLearn your rights as a loan consumer\n\n\n\n\nSession Three: Shopping for a Home & the Importance of a Home Inspection\n\n\n\nMay 14 \n\n\n\n\nLearn how to shop for a home\, from finding the right neighborhood to considering which type of home is right for you\n\n\n\nExplore tips on how to work with an agent\n\n\n\nLearn about the purchase\, sale\, escrow\, and closing processes\n\n\n\nReview the professional home inspection process and why it’s so important\n\n\n\n\nSession Four: Home Insurance & Maintaining Your Home\n\n\n\nMay 15 \n\n\n\n\nLearn how to protect your home through insurance\, liability protection and home safety measures\n\n\n\nExplore different ways to maintain your home\n\n\n\nEmbrace your neighborhood and learn ways to explore your community\, be a good neighbor and invest in your area’s success\n\n\n\n\nTo register\, click the above button and fill out our registration form.
URL:https://www.benrose.org/event/homebuyer-may25/
LOCATION:Benjamin Rose Headquarters\, 11890 Fairhill Road\, Cleveland\, OH\, 44120\, United States
CATEGORIES:Events & Workshops
ATTACH;FMTTYPE=image/jpeg:https://www.benrose.org/wp-content/uploads/Homebuyer-Education.jpg
GEO:41.4912176;-81.5997006
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Benjamin Rose Headquarters 11890 Fairhill Road Cleveland OH 44120 United States;X-APPLE-RADIUS=500;X-TITLE=11890 Fairhill Road:geo:-81.5997006,41.4912176
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20250506T130000
DTEND;TZID=America/New_York:20250506T143000
DTSTAMP:20260421T160154
CREATED:20250207T153749Z
LAST-MODIFIED:20250416T124515Z
UID:10002142-1746536400-1746541800@www.benrose.org
SUMMARY:Aging in Place: Know Your Housing Options
DESCRIPTION:REGISTER\n\n\n\n\n\n\n\nOur FREE Aging in Place: Know Your Housing Options course is designed to assess our homes for safety\, accessibility\, and affordability; explore ways to use home equity to stay in our homes; and discover housing options.  \n\n\n\nThis course is a three-part series. This registration is for the following days\, from 1:00-2:30 PM: \n\n\n\n\nMay 6 (Tues)\n\n\n\nMay 7 (Weds)\n\n\n\nMay 8 (Thurs)\n\n\n\n\n	\n		\n\nSession One:\n\n\n\nAssessing Your Home – Is it Safe? Is it Accessible? Is it Affordable?\n\n\n\nMay 6 \n\n\n\n\nLearn what it means to age in place\n\n\n\nAssess your current home based on your current needs\n\n\n\nCreate a continuum of care plan based on health\, supports\, and both current and future needs\n\n\n\nReview safety and accessibility in the home through safety checklists\n\n\n\nLearn about fall prevention\n\n\n\nExplore home affordability and the importance of budgeting\n\n\n	\n	\n\n\n	\n		\n\nSession two:\n\n\n\nUsing Your Home Equity to Keep Your Home\n\n\n\nMay 7 \n\n\n\n\nLearn the definition of home equity and why it matters\n\n\n\nExplore different ways to use home equity to age in place:\n\nSingle purpose loans and grants\n\n\n\nHome equity loans\n\n\n\nHome equity line of credit\n\n\n\nReverse mortgages\n\n\n\n\n	\n	\n\n\n	\n		\n\nSession three:\n\n\n\nExploring Housing Options for Older Adults\n\n\n\nMay 8 \n\n\n\n\nLearn about activities of daily living (ADLs)\n\n\n\nExplore different housing options for older adults:\n\nSenior Apartments\n\n\n\nIndependent Living\n\n\n\nAssisted Living\n\n\n\nSkilled Nursing & Rehab Facilities\n\n\n\nCo-Housing & Shared Housing\n\n\n\n\n\nLearn about potential ways to pay for housing:\n\nVeteran benefits\n\n\n\nLong-tern care insurance\n\n\n\nMedicaid Waiver
URL:https://www.benrose.org/event/aging-in-place-may2025/
CATEGORIES:Events & Workshops
LOCATION:https://www.benrose.org/event/aging-in-place-may2025/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20250428T140000
DTEND;TZID=America/New_York:20250428T150000
DTSTAMP:20260421T160154
CREATED:20250304T205111Z
LAST-MODIFIED:20250416T124507Z
UID:10005690-1745848800-1745852400@www.benrose.org
SUMMARY:Financial Education Workshops
DESCRIPTION:REGISTER\n\n\n\n \n\n\n\nBenjamin Rose\, a HUD-approved housing and financial counseling agency\, provides a variety of free workshops and counseling services. \n\n\n\nOur financial workshops are a five-part series. This registration is for the following days\, from 2:00-3:00 PM: \n\n\n\n\nApril 28 (Mon)\n\n\n\nApril 29 (Tues)\n\n\n\nApril 30 (Wed)\n\n\n\nMay 1 (Thurs)\n\n\n\nMay 2 (Fri)\n\n\n\n\n	\n		\n\n	\n		\n\nRecognizing & Avoiding Elder Financial Abuse\, Scams & Fraud – Module 1\n\n\n\nApril 28 \n\n\n\nWhile this is a great course for all\, it’s even better for our older adults or anyone caring for an older adult. You will learn what elder financial exploitation is and why older adults are at risk\, who the abusers are\, and where to report the abuse. This workshop also covers how to avoid becoming a victim of identity theft\, the different scams that are out and how to spot them. What to do and who to call if you believe you have been a victim of a scam and how to guard yourself against identity & medical theft. Don’t become a victim! Register today! \n\n	\n	\n\n\n	\n		\n\nPreparing for the Future – Module 2\n\n\n\nApril 29 \n\n\n\nIn this course you will learn what an estate is\, how to prepare an estate plan\, advance healthcare directives and prepare yourself for unexpected life events. It is never too early to start estate planning. Register today to start preparing for your future! \n\n	\n	\n\n\n	\n		\n\nBudgeting\, Goal Setting & Saving – Module 3\n\n\n\nApril 30 \n\n\n\nThis course provides an informative session about where you are\, where you want to go\, and how to get there. Topics include tools to manage your money\, identify personal goals\, and how to budget and save. Go for the GOAL and Register today! \n\n	\n	\n\n\n	\n		\n\nTaking Control of Credit & Debt – Module 4\n\n\n\nMay 1 \n\n\n\nWhether you want to set a financial goal\, get out of debt\, or manage your payments\, this course will provide tools and resources in navigating it all. Register today and make this the year YOU take control! \n\n	\n	\n\n\n	\n		\n\nBenefitting from Benefits – Module 5\n\n\n\nMay 2 \n\n\n\nDon’t lose out on the benefit of seeing what benefits you may qualify for. Register today!
URL:https://www.benrose.org/event/financial-education-apr2025/
CATEGORIES:Events & Workshops
ATTACH;FMTTYPE=image/jpeg:https://www.benrose.org/wp-content/uploads/redrose-backround-small.jpg
LOCATION:https://www.benrose.org/event/financial-education-apr2025/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20250425T130000
DTEND;TZID=America/New_York:20250425T140000
DTSTAMP:20260421T160154
CREATED:20250422T193814Z
LAST-MODIFIED:20250422T193816Z
UID:10009403-1745586000-1745589600@www.benrose.org
SUMMARY:OH-11 Social Security Town Hall 
DESCRIPTION:Congresswoman Shontel Brown invites you to attend her OH-11 Social Security Town Hall with Special Guest former Social Security Commissioner Martin O’Malley. At the Town Hall Brown and O’Malley will answer questions about the importance of Social Security and threats to the program.  \n\n\n\nWHEN: Friday April 25\, 1:00-2:00 PM (Doors Open 12:30 PM) \n\n\n\nWHERE: Benjamin Rose 11890 Fairhill Road\, Cleveland OH 44120 \n\n\n\nWHO: Congresswoman Shontel Brown\, former SSA Commissioner Martin O’Malley\, YOU \n\n\n\nThe event is open to the public and free to attend. Registration is required to ensure that we have enough seating.  \n\n\n\n*By registering for the event\, you will also be added to the Congresswoman’s OH-11 e-newsletter and SMS text subscriber list and consent to photography during the event. \n\n\n\nConstituents with specific casework concerns regarding existing Social Security benefits can also contact our office at 216-522-4900. 
URL:https://www.benrose.org/event/town-hall/
LOCATION:Benjamin Rose Headquarters\, 11890 Fairhill Road\, Cleveland\, OH\, 44120\, United States
CATEGORIES:Events & Workshops
GEO:41.4912176;-81.5997006
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Benjamin Rose Headquarters 11890 Fairhill Road Cleveland OH 44120 United States;X-APPLE-RADIUS=500;X-TITLE=11890 Fairhill Road:geo:-81.5997006,41.4912176
END:VEVENT
END:VCALENDAR