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Citizens Bank

JP Morgan Chase & Co

KeyBank

Union Savings Bank

First National Bank

Union Home

US BANK

First Federal Lakewood

Third Federal Savings & Loan

NorthStar Title

Homebuyer Education Content

Are you interested in buying a home but not sure where to start?

Our FREE HUD-approved homebuyer education class can teach you the important basics of the home buying process.  We will provide you with the knowledge youā€™ll need to secure an affordable mortgage and buy the right house for you.

This course includes information on:

  • Money management
  • Understanding credit
  • The mortgage loan process
  • Shopping for a home

  • Home insurance
  • The importance of a home inspection
  • Maintaining and sustaining homeownership

Course Objectives

  • Assess Your Financial Outlook for Homeownership
    • Setting Financial goals
    • How to determine if homeownership is right for you
    • How to determine how much you can afford to spend
  • Making a Plan for Your Money
    • Money habits and attitudes
    • How to maximize income and reduce spending
    • Saving
    • When and how to get help
  • Understand the Importance of Credit as it Relates to Homeownership
    • Understanding Credit Reports
    • Understand Credit Scores
    • Protect Your Credit
    • Know your Rights!
  • Understand How to Obtain a Mortgage Loan
    • The Mortgage Payment and Other Costs of Homeownership
    • Finding The Right Lender
    • Understand How to Work with A Lender
    • Qualify For a Loan
  • Shopping For a Home
    • Finding the Right Neighborhood
    • House Hunting
    • Understand types of Homes and Types of Ownership
    • Understand the Escrow Process
    • Importance of a Home Inspection
  • Protecting Your Investment
    • Get to Know your Home
    • Practice Home Safety
    • Home Insurance
    • Preventive Maintenance
      Ā 

Homebuyer Education Classes are offered virtually! The online course includes four sessions on consecutive days. Classes are held Monday through Thursday from 6:00 p.m. to 8:00 p.m.

Clases en EspaƱol

ĀæEstĆ” interesado en comprar una casa pero no estĆ” seguro de por dĆ³nde empezar? 

Nuestra clase GRATUITA de educaciĆ³n para compradores de vivienda aprobada por HUD puede enseƱarle los conceptos bĆ”sicos importantes del proceso de compra de vivienda.  Le proporcionaremos el conocimiento que necesitarĆ” para asegurar una hipoteca asequible y comprar la casa adecuada para usted. 

Este curso incluye informaciĆ³n sobre: 

  • AdministraciĆ³n del dinero 
  • Entendiendo el crĆ©dito 
  • El proceso de prĆ©stamo hipotecario 

  • Comprar una casa Seguro de hogar 
  • La importancia de una inspecciĆ³n de la vivienda 
  • Mantener y mantener la propiedad de la vivienda

Ā”Las clases de educaciĆ³n para compradores de vivienda se ofrecen virtualmente! El curso incluye cuatro sesiones en dĆ­as consecutivos. Las clases se llevan a cabo de lunes a jueves de 6:00 p.m. a 8:00 p.m. 

Homebuyer Education Classes

Explore our upcoming homebuyer education classes:

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Framework

Self-Paced Classes

Buying a home is a big deal, whether you're doing it for the first time or getting back into the ever-changing market. When you educate yourself for smart homeownership with Framework, you'll navigate every step of the process with confidence. The Framework course is on-demand, self-paced and affordable too: just $75.

To get started, visit esop.frameworkhomeownership.org, and learn more by checking out the Framework video preview.