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0% Interest Small Dollar Loan

Get the help you need with a 0% Interest Small Dollar Loan—affordable, safe, and designed to support Cuyahoga County residents facing financial or housing challenges.

Life can throw unexpected challenges your way, but you don’t have to face them alone. If you’re experiencing a financial or housing crisis, we may be able to help. Whether you’re struggling to make a rent or mortgage payment, avoid a utility shutoff or afford necessary medications, our 0% Interest Small Dollar Loan Program is here to support you.

This program provides a safe and affordable alternative to high-interest payday loans, offering you the help you need while empowering you to stay on track financially. Our loans are designed to work with you and your budget, so you can focus on resolving your immediate needs without the stress of predatory interest rates.

Loan Amounts: $300 to $1,000

Terms: 0 to 48 months

Interest: 0% interest, with no origination fees

Monthly Payments: Affordable and as low as $21


Who Qualifies?

We’re committed to helping Cuyahoga County residents who need it most. To qualify, you must:

-Be a Cuyahoga County resident

-Meet our income eligibility requirements

-Commit to participating in our free financial coaching program

A financial assessment is required to determine your eligibility, and additional qualifications may apply.


How to Apply

Ready to see if you qualify? Getting started is easy! Contact us today to schedule your free financial assessment—available by phone or virtually—for personalized support.

Call: 216-791-8000

Email: [email protected]

-Form: Fill out the form below

Take the first step toward resolving your financial hardship with confidence

Interested in taking out a small dollar loan? Call (216) 791-8000 or email [email protected]. You can also fill out the below form, and a member of our team will be in touch with you with next steps.

Fill out my online form.

Thank you to all who make this program possible!

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