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Citizens Bank

JP Morgan Chase & Co

KeyBank

Union Savings Bank

First National Bank

Union Home

US BANK

First Federal Lakewood

Third Federal Savings & Loan

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Homebuyer Education Content

Are you interested in buying a home but not sure where to start?

Our FREE HUD-approved homebuyer education class can teach you the important basics of the home buying process.  We will provide you with the knowledge you’ll need to secure an affordable mortgage and buy the right house for you.

This course includes information on:

  • Money management
  • Understanding credit
  • The mortgage loan process
  • Shopping for a home

  • Home insurance
  • The importance of a home inspection
  • Maintaining and sustaining homeownership

Course Objectives

  • Assess Your Financial Outlook for Homeownership
    • Setting Financial goals
    • How to determine if homeownership is right for you
    • How to determine how much you can afford to spend
  • Making a Plan for Your Money
    • Money habits and attitudes
    • How to maximize income and reduce spending
    • Saving
    • When and how to get help
  • Understand the Importance of Credit as it Relates to Homeownership
    • Understanding Credit Reports
    • Understand Credit Scores
    • Protect Your Credit
    • Know your Rights!
  • Understand How to Obtain a Mortgage Loan
    • The Mortgage Payment and Other Costs of Homeownership
    • Finding The Right Lender
    • Understand How to Work with A Lender
    • Qualify For a Loan
  • Shopping For a Home
    • Finding the Right Neighborhood
    • House Hunting
    • Understand types of Homes and Types of Ownership
    • Understand the Escrow Process
    • Importance of a Home Inspection
  • Protecting Your Investment
    • Get to Know your Home
    • Practice Home Safety
    • Home Insurance
    • Preventive Maintenance
       

Homebuyer Education Classes are offered virtually! The online course includes four sessions on consecutive days. Classes are held Monday through Thursday from 6:00 p.m. to 8:00 p.m.

Clases en Español

¿Está interesado en comprar una casa pero no está seguro de por dónde empezar? 

Nuestra clase GRATUITA de educación para compradores de vivienda aprobada por HUD puede enseñarle los conceptos básicos importantes del proceso de compra de vivienda.  Le proporcionaremos el conocimiento que necesitará para asegurar una hipoteca asequible y comprar la casa adecuada para usted. 

Este curso incluye información sobre: 

  • Administración del dinero 
  • Entendiendo el crédito 
  • El proceso de préstamo hipotecario 

  • Comprar una casa Seguro de hogar 
  • La importancia de una inspección de la vivienda 
  • Mantener y mantener la propiedad de la vivienda

¡Las clases de educación para compradores de vivienda se ofrecen virtualmente! El curso incluye cuatro sesiones en días consecutivos. Las clases se llevan a cabo de lunes a jueves de 6:00 p.m. a 8:00 p.m. 

Homebuyer Education Classes

Explore our upcoming homebuyer education classes:

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Framework

Self-Paced Classes

Buying a home is a big deal, whether you're doing it for the first time or getting back into the ever-changing market. When you educate yourself for smart homeownership with Framework, you'll navigate every step of the process with confidence. The Framework course is on-demand, self-paced and affordable too: just $75.

To get started, visit esop.frameworkhomeownership.org, and learn more by checking out the Framework video preview.