Housing and Home Ownership Pillar Text

Many adults hope to age in place for as long as it is physically possible. To empower choice and independence, Benjamin Rose offers supportive housing for low-income seniors. We also have a range of programs and services that are open to all ages to encourage housing stability along the aging journey.

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Foreclosure Prevention

Our HUD Certified Housing and Financial Counselors are foreclosure prevention advocates that can obtain financial assistance and/or negotiate with your servicer for an affordable mortgage solution. 

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Post-Purchase Counseling

We help you gain the tools and knowledge you need to be a successful long-term homeowner prepared for financial emergencies and necessary home repairs.

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Pre-Purchase Counseling

Our highly experienced counselors will work to ensure that you are financially ready for homeownership.

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Property Tax Counseling

We assist homeowners who are unable to pay, or are delinquent on, their property taxes, by seeking options to help you bring property taxes current, establish an affordable payment plan or other solutions.

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Rental Counseling & Assistance

We support those struggling to pay rent and help reduce and prevent evictions through our counseling and assistance services.

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Senior Property Tax Loan

Our Senior Property Tax Loan Program provides loans to homeowners age 55 and older to help them pay delinquent property taxes and avoid foreclosure.

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0% Interest Small Dollar Loan

Our small dollar loans give you the ability to take a small personal loan for your most important expenses without needing to turn to payday lenders.

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Transition Counseling

We offer transition counseling to help individuals who need assistance transitioning from homeownership to other types of housing.

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Resources

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Caregivers continue to visit and provide secondary care to their loved ones in assisted living

Secondary Caregiving: Providing Care to a Loved One in Assisted Living

When we transition a loved one to an assisted living facility, it may feel as if our role as a caregiver has ended. However, most caregivers who move a loved one into assisted living instead experience a change in their caregiving role rather than an end to this role entirely. With this change can come new responsibilities and sources of stress.

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By Julie Hayes | 02/15/2022

Maximizing the Environment for Individuals with Dementia

According to the AARP, most Americans would prefer to stay in their homes until the end of their life. This statistic is no different for persons with dementia. Lack of safety and accessibility in the home are issues that need to be addressed so that individuals with dementia and their respective caregivers also have the ability to age in place. Occupational therapy professionals are trained health care providers that can provide formalized home safety assessments and recommend home modifications to increase safety and independence in the home. These efforts are also beneficial for community and business owners to consider and employ to further support individuals with dementia in the community.

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By Dr. Lindsey Buddelmeyer | 10/25/2021

Making the Transition to Long Term Care a Successful Choice

Have you made the decision to transition your loved one to long-term care? This can change your role as a caregiver and return your relationship with your loved one to one that is more personal and familial. How can you make this a decision that both incorporates your loved one’s preferences and supports their personal values? This webinar will discuss important topics for this transition, including the assessment process, how to communicate with long-term care facilities and care planning.

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By Lauri Scharf | 09/01/2021

Aging in Place

What’s the best way to successfully age in place? This webinar will review ESOP’s newest homeownership workshop: “Aging in Place: Know Your Housing Options.” We’ll discuss how you can assess your loved one’s home for safety, accessibility and affordability; how your loved one can use their home equity to keep their home; ways to explore the many housing options available to your loved one; additional benefits; and legal and tax issues. We’ll also share an overview of Ohio’s first nonprofit real estate agency, and the many services offered to help both first time homebuyers purchase their first home and older adults transition out of their last homes.

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By Sonya Edwards | 04/08/2021

A nurse taking care of a home hospice patient

Preparing Your Home for Hospice

If the loved one we care for is in the advanced stages of a disease and we’ve decided that we would like them to be in as much comfort as possible in familiar surroundings, home hospice may be the right choice. However, arranging a loved one’s home or our own for a hospice stay takes some thought and preparation. We likely don’t want the place to look like a hospital, but we need to have all of the necessary equipment the loved one we care for requires.

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01/15/2021

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