Help & Assistance
Asset Publisher

Foreclosure Prevention
Our HUD Certified Housing and Financial Counselors are foreclosure prevention advocates that can obtain financial assistance and/or negotiate with your servicer for an affordable mortgage solution.

Post-Purchase Counseling
We help you gain the tools and knowledge you need to be a successful long-term homeowner prepared for financial emergencies and necessary home repairs.

Pre-Purchase Counseling
Our highly experienced counselors will work to ensure that you are financially ready for homeownership.

Property Tax Counseling
We assist homeowners who are unable to pay, or are delinquent on, their property taxes, by seeking options to help you bring property taxes current, establish an affordable payment plan or other solutions.

Rental Counseling & Assistance
We support those struggling to pay rent and help reduce and prevent evictions through our counseling and assistance services.

Senior Property Tax Loan
Our Senior Property Tax Loan Program provides loans to homeowners age 55 and older to help them pay delinquent property taxes and avoid foreclosure.

0% Interest Small Dollar Loan
Our small dollar loans give you the ability to take a small personal loan for your most important expenses without needing to turn to payday lenders.

Transition Counseling
We offer transition counseling to help individuals who need assistance transitioning from homeownership to other types of housing.
Asset Publisher
Resources

Aging in Place: When is the Right Time to Right Size?
Deciding whether to continue to live in the home we have lived in for decades is a difficult decision. Not only are there financial considerations to think about, but we also need to factor in health and safety issues, such as whether our home can be easily navigated as we age. If we are caring for an older loved one, we may wonder if the home they’re in right now is still right for them based on the changing needs of their health and care. As the holidays approach and family comes together, it may be the right time to have the “Right Sizing” conversation with a loved one that could open the doors to knowing if it is the right time for them to move.
Read MoreBy Sonya Edwards | 11/13/2019

Home Buying in a Retirement Community: Downsizing the Family Home
When it comes to senior living options, there are a number of housing options available for today's older adult population. While some older adults will require the care and attention of nursing homes or assisted living communities, there are others who don't require as much, or any, care, but who instead want to be in a community of their peers. These retirement communities can provide us with a great opportunity to meet and participate in activities with others that we need to live the healthy and balanced lives we deserve well into our golden years.
Read MoreBy Antoinette Smith | 10/11/2019
There's No Place Like Home: Creating Safe Environments for People With Late Stage Alzheimer's
For someone with Alzheimer’s or another memory disorder, home may not always be the safest or most convenient place to live. As caregivers, we can help a loved one make modifications so they can continue to live safely in familiar surroundings.
Read More10/11/2019
Reducing the Stress of a Transition to Assisted Living
The decision to move a loved one to assisted living can be one of the hardest a caregiver can make. However, if we are caring for a loved one with a chronic disease, particularly Alzheimer’s Disease or another form of dementia, it may become necessary to consider assisted living placement if we lack the time, resources or support to continue caring for a loved one at home. Shifting a loved one’s care to an assisted living facility may seem as if it will relieve many of the stresses of caregiving such as anxiety, depression or feeling overburdened. However, studies show that assisted living placement can instead change the type of stressors a caregiver experiences rather than eliminate them.
Read MoreBy Julie Hayes | 10/11/2019
Why the Fair Housing Act Matters
Many people have heard of fair housing, but don’t truly understand their rights under the Fair Housing Act. Whether we are renters or buyers, we should familiarize ourselves with and know the Fair Housing Act so we can better understand federal fair housing policies and laws, and what our rights are.
Read MoreBy Antoinette Smith | 09/10/2019